What really happens after a car accident when the police leave and the insurance company starts calling?

Most people never think about it until it’s too late. The paperwork. The phone calls. The pressure to say the wrong thing. The lowball offers. The quiet panic when bills start piling up and nobody is explaining your rights. You’re told help is on the way, but it feels like the system is working against you.

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In this episode, Brian Nichols sits down with David Lever, a veteran personal injury attorney who has spent decades fighting insurance companies on behalf of everyday people. They pull back the curtain on how claims really work, why insurers delay and deny even obvious cases, and what you must do immediately after an accident to protect yourself. This is not theory or legal jargon. This is real-world advice that could save you financially, medically, and mentally when the unthinkable happens.

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